Consumer confidence plays a huge part in how well the overall economy will do in the coming year. While many of us like to think of the economy as a tangible, all powerful system, how well our businesses do has a lot to do with our perception of their strength. Put simply, if our citizens think that our country is in good shape, they'll feel more comfortable going to stores and spending their money. According to Gallup's Economic Confidence Index, American consumer confidence in the second week of 2015 is at its highest level since the agency began collecting data on this particular metric in 2008. This signals to businesses that consumers are ready to start shopping again, and that now may be the perfect time for business owners to secure a small business loan to help their company grow. Luckily, amiable lenders like Advantage Capital Business Loans are standing by to supply the necessary business loans to small and medium sized businesses alike that may have trouble securing a loan from big banks. 

Many businesses with a solid growth plan find that, even though customers are ready to shop, big banks still refuse to lend them the capital necessary to put that plan into action. Still reeling from a high rate of loan defaults during the Great Recession, many big banks are still skittish to lend to companies, despite how good their business plan may be. This especially pertains to any companies whose owners may have a questionable credit history. Advantage Capital Business Loans, on the other hand, understands that the promise of a business lies in the future, not in the past. Rather than using a business' credit score as the sole determinant for creditworthiness, underwriters at Advantage Capital Business Loans look at a business' current revenue to see how much they can presently afford to pay back. This allows Advantage Capital Business Loans to give companies a bad credit business loan if there is strong evidence that they can pay it back.

The team at Advantage Capital Business Loans also aims to make it easier for businesses to apply for and payback these loans during this time of high consumer confidence so that they can focus more of their energy on growing their business. Their easy business loansonly involve filling out a two page application that is reviewed alongside the company's bank statements to determine what daily payback amount can fit within the company's margins. This amount is then deducted daily from the business' account so that owners never have to worry about coming up with a large lump sum to pay back the loan with at the end of each month. Everything is streamlined from start to finish.