Based on current market conditions, RE/MAX of Georgia names the top housing trends to watch in 2015.  The trends are forecasted by the top brokers of RE/MAX of Georgia.  Headquartered in metro Atlanta, RE/MAX of Georgia is a real-estate leader with more than 1,300 sales associates and 100 offices servicing the region. 

1. Housing inventory will remain tight. 
   RE/MAX of Georgia anticipates there will not be enough homes on the market to meet buyer demands.  While many homeowners have recouped some equity in their homes, they still may not be ready to sell in 2015.  
2. Prices will continue to increase, but likely at a slower rate.   
   RE/MAX of Georgia expects home prices to continue their upward rise in 2015, but at a slightly slower pace as the market begins to stabilize and return to normal. 
3. Investor activity will continue to slow down, making room for "traditional buyers." 
   The high percentage of investor purchases we have seen over the past few years is slowing down.  Investors typically purchase with cash, which is attractive to sellers. Fewer investor purchases in 2015 will open the door for more traditional buyers. 
4. Millennials will become largest first-time group of homebuyers.   
   By the end of 2015, millennials are expected to represent the largest group of first-time homebuyers.  This group tends to favor smaller homes in more urban areas -- these  areas in Georgia will likely benefit from millennial purchasing activity in 2015. 
5. Lending restrictions expected to loosen.   
   2015 is expected to bring a loosening in credit requirements.  Buyers with good credit and steady employment may be able to secure a loan even if they don't have enough for the traditional 10 or 20 percent down payment.  

"2014 was a strong year for metro Atlanta's housing market," said Dane Ellison, chief executive officer, RE/MAX Regional Services.  "Based on current market trends and conditions, we remain very optimistic about 2015 and expect this trend to continue."